Terms of Use

1. Acceptance of Terms

By accessing or using the website monerithm.com (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use this Site.

These Terms of Use apply to all visitors, users, and others who access or use the Site. They should be read together with our Privacy Policy and Cookie Policy, which are incorporated by reference into these Terms.

The Site is operated by Monerithm SRL, a company registered in Argentina with CUIT 20-83567823-7 and registered address at Gral. José María Paz Oeste 640, J5400GJK San Juan, Argentina.

2. Nature of Content

Monerithm is an educational content platform. All materials available on this Site, including courses, articles, explanatory texts, glossaries, and reference materials, are provided for general informational and educational purposes only.

Content on this Site covers topics including real estate project financing, the fideicomiso structure, crowdlending in the Argentine real estate context, and urban development economics. This content is designed to help professionals in architecture, law, accounting, engineering, and related fields develop a working understanding of real estate finance concepts as they apply in Argentina.

Content is updated periodically but may not always reflect the most current legal, regulatory, or market developments. Users should verify the currency of any information before relying on it in professional practice.

3. Permitted Use

You may access and use the Site for personal, non-commercial, educational purposes. Specifically, you are permitted to:

• Browse and read content made available on the Site
• Use the contact form to submit enquiries to Monerithm
• Share links to pages on the Site with appropriate attribution
• Print or save pages for your own personal reference

Any use beyond what is described above requires prior written consent from Monerithm SRL.

4. Prohibited Uses

You agree not to use this Site in any of the following ways:

• Reproducing, distributing, or commercially exploiting any content from the Site without prior written authorisation
• Scraping, crawling, or using automated tools to extract content from the Site at scale
• Attempting to gain unauthorised access to any part of the Site or its underlying systems
• Using the Site in any way that violates applicable Argentine law or any applicable international law
• Submitting false, misleading, or fraudulent information through any form on the Site
• Interfering with or disrupting the integrity or performance of the Site
• Using content from the Site to provide financial, investment, or legal advice to third parties without proper professional qualification and authorisation

5. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, course materials, and the overall design and layout, is the property of Monerithm SRL or its content suppliers and is protected by Argentine intellectual property law, including Law 11.723 on Intellectual Property.

The Monerithm name, logo, and all related marks are the property of Monerithm SRL. Nothing in these Terms grants you any right to use any trademark, trade name, or logo of Monerithm without prior written consent.

If you believe that content on this Site infringes your intellectual property rights, please contact us at info@monerithm.com with details of the alleged infringement.

6. No Financial, Investment, or Legal Advice

The content on this Site is strictly educational in nature. Nothing on this Site constitutes, or should be construed as, financial advice, investment advice, legal advice, tax advice, or any other form of professional advice.

Monerithm does not recommend, endorse, or suggest any specific financial product, investment vehicle, crowdlending platform, real estate project, or course of action. Content explaining how instruments such as crowdlending or fideicomisos work is provided for educational purposes only and does not constitute a recommendation to use or avoid any such instrument.

Users who require professional advice on financial, investment, legal, or tax matters should consult a qualified professional licensed to provide such advice in the relevant jurisdiction.

7. Third-Party Links and Resources

The Site may contain links to third-party websites or resources for reference purposes. These links are provided as a convenience and do not imply endorsement of the linked site or its content by Monerithm. We have no control over the content, privacy practices, or availability of third-party sites.

Monerithm accepts no responsibility for any loss or damage arising from your use of third-party websites linked from this Site. You access such sites at your own risk and subject to the terms and conditions of those sites.

8. Disclaimer of Warranties

The Site and its content are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied. Monerithm does not warrant that:

• The Site will be available at all times or free from errors or interruptions
• Content on the Site is accurate, complete, or current at any given time
• The Site is free from viruses or other harmful components

To the maximum extent permitted by applicable Argentine law, Monerithm disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

To the maximum extent permitted by applicable Argentine law, Monerithm SRL, its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Site or its content.

This limitation applies regardless of whether the claim is based on contract, tort, strict liability, or any other legal theory, and even if Monerithm has been advised of the possibility of such damages.

Nothing in these Terms limits liability for fraud, wilful misconduct, or any liability that cannot be excluded under Argentine law.

10. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of the Argentine Republic, including the Civil and Commercial Code of the Nation (Código Civil y Comercial de la Nación) and applicable federal legislation.

Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be subject to the exclusive jurisdiction of the Ordinary Courts of the City of Buenos Aires (Tribunales Ordinarios de la Ciudad Autónoma de Buenos Aires), Argentina.

11. Modifications to These Terms

Monerithm reserves the right to modify these Terms of Use at any time. Changes will be effective from the date they are posted on this page, which will be indicated by an updated "Last updated" date. Continued use of the Site after any changes constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically. For questions about these Terms, please contact us at info@monerithm.com.